An investment in Zagga is an investment backed by property

For every $100,000, you could earn $583 per month,
$508 per month MORE than
traditional investments.*

*Based on a Zagga return of 7% per annum and the ASB Bank 12 month term deposit rate as at October 2020

Current Zagga investor returns: 7.55% per annum

We’ve supercharged New Zealander’s savings, secured through a first ranking mortgage over property

Read about how Tom maximises his retirement income through Zagga

When Tom Enright went looking for the extra string to his investment bow, the traditional institutions were his first thought. However, 2% interest wouldn't provide the retirement income he was looking for.

The process is fast and simple

Join & Register

It takes only 5 minutes

View Investments

Review loan details including amount, return, security location, loan-to-value ratio, borrower credit history and more

Invest

Investors may fund all or part of any loans which suit their preferences , allowing for further diversification of risk.

Earn Interest

Monthly interest payments into your bank account.

How our investment
security works

  • Every investment you make in a loan is secured against the borrowers’ property. 
  • In the rare event that a loan goes into default, the Zagga team will work to recover your capital through the sale of that borrowers’ property. 
  • In that event, investors will have received all successful interest payments to date, plus any penalty interest earned on late payments, then recovered funds are returned through the sale of that property.
  • Your investment is also housed in it’s own trust. This means it is ringfenced and protected separately from all other Zagga loans.

Adam Dearsley

Experienced Investor

Each loan is given a summary with the ability to dive down into additional detail and documentation. I can check the LVR, the returns, location and the term of investment, all with just a few clicks
4 ways to evaluate a loan

Fill out your details below to download a copy of our '4 Ways to Evaluate a Loan' guide.

Marcus Morrison

Director and CEO
0800286286

Talk with Marcus to learn more about investor security.

Get in touch to learn more about Zagga, or to discuss investment opportunities that align with your portfolio requirements.

Using Zagga’s “fractionalisation” you can spread your investment risk across any number of investments

A fractionalised loan is divided into multiple, smaller amounts. This allows multiple investors to take part in a loan, each with their own fractionalised stake.

A fractionalised loan is divided into multiple, smaller amounts. This allows multiple investors to take part in a loan, each with their own fractionalised stake.

Your investment funds are not pooled; they are allocated specifically and exclusively to the loans to which you were matched and committed to fund.

Zagga fractionalises loans into $1,000 amounts which means investors can invest anything from as little as $1,000 to the full loan amount, depending on your investment risk appetite.

It also means that your fractional interest in both the loan and the security, is recorded in your name within the Trust that holds each registered mortgage.

At any time, investors can choose to fund the full amount of a loan even if it has already been funded. When this happens, those investors who have already committed to a fraction of the loan will be released from their commitment to invest in that particular loan.

Our full digital guide to investing in Zagga loans

Fill out your details below to download a copy of our Investment Guide.

Join now to enjoy high returns and stronger security

Start the Zagga experience

Joining Zagga is quick and easy, and only takes about five minutes to complete.

To complete registration, you’ll need…

New Zealand address

New Zealand bank account

New Zealand IRD number

Valid ID, eg: passport or drivers license

Risk: Please note that all investments carry some degree of risk, and generally higher rates of return are associated with higher risk of loss of capital invested or investment returns. Zagga acknowledges the risks of investing and has put in place a number of checks and controls to minimise investors’ exposure to risk. This includes the rigorous screening of borrowers, including their credit history, to determine ability to service debt. We also proactively manage loans and take immediate action if a borrower fails to meet their repayment obligations. We further reduce risk by securing all loans over assets, typically first mortgages over property.

Interested in learning more about Zagga? Join our mailing list
Interested in learning more about Zagga? Join our mailing list