Invest Securely

Earn attractive, determinable returns through funding quality loans
– secured by New Zealand property

Investments backed by property

Via our purpose-built platform, investors can invest in private debt, which has traditionally been the preserve of the banks. 

Every investment is secured by a registered first mortgage over     New Zealand real estate. Investors select the loan term, yield and risk metrics that meet their investment objectives and appetite.

Mortgage secured investments through Zagga

Portfolio diversification

Investing across different asset classes is the key to building a broadly diversified portfolio

Capital preservation

First mortgage security and capped LVR provides repayment priority and ‘equity buffer’ to mitigate against loss of capital.

REGULAR income

Receive regular cashflow for the duration of the loan term.

Investing with Zagga

Fill out your details below to download a copy of our Investor Guide

Attractive returns with your choice of risk level

Access this growing alternative asset class that can add that ‘middle ground’ to a well-diversified portfolio, helping you achieve attractive returns without a disproportionate increase in risk.

4 ways to evaluate a loan

Fill out your details below to download a copy of our ‘4 ways to evaluate a loan’ guide.

Four steps to get started

Register to start exploring the alternative investment opportunities we offer


It takes only 5 minutes.


Choose between any of our live investments


Invest anywhere between $1,000, up to the full amount of the loan


Earn regular income and be kept informed on your investments

Why Zagga?


The Zagga executive team has over 100 years’ combined experience in analysing, structuring and managing complex loan transactions.


Each loan undergoes rigorous due diligence tailored to each situation, aimed at delivering a commercial, flexible and responsive outcome.


We operate with an ‘investor first’ approach and will not compromise credit quality over increased returns.

Do you have questions about investing through Zagga?​

Fill in your details to schedule a call back at a time that suits you.

Fill in your details to download our investor guide.

4 Ways to evaluate a loan